What Is A Secured Credit Card? | Capital One

The Capital One Secured MasterCard is a regular credit card that requires a refundable security deposit to open Unlike debit or pre-paid cards, a secured card gives you an opportunity to build credit with responsible use – which could help you get approved for a better rate on a house or car

And when you make your first five payments on time, you'll get access to a higher credit line – without having to make an additional deposit Plus, you'll have access to a ton of great Capital One tools like fraud alerts and payment reminders to help you on your way Awesome, right? And while you can't use your security deposit to pay a balance, you will get it back if you close your account, so long as your balance is paid in full Get started today with the Capital One Secured MasterCard