US BANK CREDIT CARD

Duane way here with how to build credit TV and in this video I'm going to show you the application process to one of the us

bank credit cards that they offer As a matter of fact I'm going to be doing the application process for the us bank cash plus signature card, but before we get started I have a quick message Once again my name is Duane with how to build credit TV and on this channel we talk about everything you need to know about credit

We also talk about how to get cash back actual cash money from using credit cards, as well as credit card reviews If this sounds like something in which you're interested be sure to subscribe to our channel by clicking the word subscribe below this video to the right and click that notification bell so you don't miss a thing Okay so I'm gonna go ahead and show you the application process for the us bank cash plus signature card

A signature card is offered by Visa and it comes with a minimum credit limit of five thousand dollars So if you're not sure if you're gonna be approved for a credit limit of five thousand dollars then you definitely want to make sure you do not apply for a visa signature card One of the things that I learned from this particular credit card from us bank is that this card has a revolving credit limit

Now I know right what does that mean I did not know either so I contacted customer service and basically a revolving credit limit works this way with US Bank I'm not sure about other banks but this is how it works with US Bank So if my credit limit is five thousand dollars I'm actually able to charge more than five thousand dollars or go past that credit limit However when I get my statement I have to pay it down to at least five thousand dollars or a little below five thousand dollars So in other words this car doesn't have a preset spending limit or a preset credit limit

Which i think is kind of interesting but it does have a limit that you're able to continue to have and revolve month-to-month so that's what a revolving credit limit means So I learned that something you in this particular application So what I'm gonna do for this portion of the video is I'm gonna jump on my laptop and let you see the application process for the us bank cash plus signature card

I'll see you over my laptop Okay so as you can see we're at the website here the US Bank website I'm gonna apply for this US bank credit card The US bank cash plus credit card I've been eyeballing this card for a while and now the time is right So i'm gonna go ahead and apply for this card today's date is august of 26 Today is Sunday I applied for two cards on Friday so this is the third application

I should have applied for all three of them on the same day but I did not for whatever reason so I'm applying for this card here today on Sunday August 26 So I'm excited about the card because they do have a sign up bonus where you basically get five hundred dollars cash Not $150 cash after you spent five hundred dollars within the first three months and I'm pretty excited about that That's a really easy minimum spend to meet so I'm looking forward to that and meeting that minimum spending getting that 150 bucks So I'm just filling out the information here as I'm applying for this card

I hope this is the right place to apply for it Alright gotta enter my address here I just want to show you guys what to expect if you're ever interested in getting this particular credit card the us bank credit card or the u

s bank cash plus credit card So that's why I'm doing this video here and I'm really excited I've been rebuilding my credit for quite some time And I'm happy that I now had a place where I feel like I can apply for credit cards and I don't have to worry about not being approved for certain cards because I've done all the work in the last couple of years to get to a point where I should be able to get approved for just about any card that I want So the other two cards that I applied for earlier was the Discover card and also the American Express card blue from American Express and so that was pretty awesome I did get approved for both of those and that was exciting

I like that a lot so hopefully I get approved for this one I'm pretty sure I would I will or I should so anyway here we go we're still applying here This process is seems to be a little longer just because of how they have the website or the application spread out Thet ask a couple of questions and they you know go to the next page and so on and so forth So we're just filling this out here for you guys or for myself

I'm pretty excited about this card like I said I've had my eye on this card for a while and this particular card is a Visa signature card So that means that the minimum in order to get this card, the credit limit or credit line is like I think $5,000 So that's pretty cool I'm gonna have to skip part of this process and jump back when I'm further ahead because it is a long drawn-out process as you guys can see Okay I think we're at a place here where they're telling me basically what I've been approved for I think if I'm understanding this correctly

It says revolve the limit is $6,000 maximum balance transfer allowed five thousand five hundred and twenty dollars So I guess my credit limit is six thousand dollars on this card and they're asking me if I am okay with that and if I want to accept that So I'll hit accept card and then they're asking about adding another person unto the card as an authorized user I'll go ahead and select not right now They're talking about balance transfer again, five thousand five hundred twenty dollars

I can transfer up to that much so once again I think I got a proof for a card for six thousand dollars with the US Bank a US bank credit card I'm really excited about that they're going to mail me my card and so I think that's pretty much it Thank you so much for watching this portion of the video I'll see you back in just one second Thanks for watching this video about the u

s bank cash plus signature card If you liked the video please be sure to give it a thumbs up it helps our channel quite a bit and if you want to share this video with somebody that may find it helpful please feel free to do so If you haven't subscribed to the channel consider subscribing to the channel because on this channel you talk about everything you need to know about credit Whether you're looking to establish credit, build credit, rebuild credit or learn more about the FICO score and how it is comprised so you can increase your credit score

We also talked about how to get cash back actual cash money from using credit cards as well as credit card reviews If this sounds like something which you're interested be sure to subscribe to our channel and click that notification bell so you don't miss a thing Once again my name is Duane with how to build credit TV and I approve this video I'll see you in the next video Until next time take care and be blessed

Peace!